Not at this time. Coaching is something I'm open to exploring in the future should there be enough interest and demand.

If one-on-one coaching is something you'd like to see from from me, please reach out.

No. Financial planners in Canada require specific certification and licensing to practice. I am an author and financial educator — I share knowledge, lived experience, and practical tools to help you understand and improve your relationship with money. For regulated financial planning advice, please consult a licensed professional.

A financial planner is a licensed professional certified to provide personalized financial planning advice and recommend specific financial products. In Canada, this requires formal credentials and registration with a regulatory body.

A financial educator (or money coach) teaches general money concepts, strategies, and skills to help people make more informed financial decisions on their own. No licensing is required to educate, but it also means I cannot tell you what to do with your money, accounts, or investments.

Think of it this way — A financial planner is your navigator. A financial educator is the person who teaches you how to read the map. A financial planner can tell you how to manage your money and what to do. A financial educator provides you with tools and empowers you to make your own decisions.

At Golden Pebbles, I am your financial educator — sharing knowledge, tools, and real experience to help you build confidence with money. For personalized financial planning, please work with a licensed professional.

No. Recommending specific securities, stocks, or investment products requires registration and licensing under Canadian securities law. I cannot provide investment advice of any kind.

What you will find here is general financial education — the kind that helps you understand how investing works, why it matters, and how to start thinking about it with confidence. For specific investment recommendations, please consult a licensed investment advisor.

Yes. Some links on this website, including book recommendations in the blog, are affiliate links. This means that if you make a purchase through one of these links, I may receive a small commission at no extra cost to you.

I only recommend books and resources I genuinely believe in. Any commission earned supports me and allows me to keep creating free content and tools for you.

Thank you for your support — it means a lot!

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